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OnlineNaira Pay4me.

Our Pay4me Service has been designed to look after all International Payments where we have to make a payment on your behalf. This is also the OnlineNaira Payment service to use for your payments on websites where OnlineNaira is not currently accepted including PayPal payments.

International Payments

It can sometimes be difficult to make payments to merchants who demand to be paid with PayPal, International Credit/Debit Cards, etc. Our Pay4me service is here to make it possible for you to make such payments. All we ask is that you provide us with all the details we need to make the payment for you including login details (where applicable) and we will complete your payment for you irrespective of where the merchant is based within minutes.

Pay4me Fees

We charge 5% + NGN 250 when you ask us to send money through our Pay4me service.

We charge this fee each time we process a payment and each time we process a payment on different websites.  However, if all your payments were on the same website, we would process all in the same fee.  So if you like, you could say Pay4me is per website.

Entering the Pay4me Value

You do not need to do any calculations in order to send the money with our pay4me Service; just enter the $ value you need to send and OnlineNaira will deduct any applicable fees before sending it off. Assume you wanted to send $50 to a merchant, you just need to enter 50 in the space for amount. If you wish to send in £ or EURO, you will still need to convert to $ in order to enter the amount into Pay4me.

If you do not already have money in your OnlineNaira account, you will need to make a deposit first. In order to calculate how much you need to deposit for pay4me, see illustration below.

Estimate Amount to Deposit

It is important to make the correct deposit knowing that our fees are added and that you have followed the correct procedure to deposit money.

Doing it manually.
Here's the formula you need to calculate your deposit for pay4me purposes : ($Amount * Rate Toady - 250>)/1.05. If you need to pay $50, you would do (50*370 - 250)/1.05. To make the deposit, click on DEPOSIT MONEY, enter that amount you calculated in Nairaand choose your deposit method. If you are still unsure, please have a chat with a member of staff online now.

Pay4me with PayPal

Please use our Pay4me service to send money to a known paypal email address. Here's how to do it: click on SEND MONEY and choose Pay4me. Enter the $ amount you need to send and provide the paypal email address in the space for description. All payments to PayPal are usually completed within 5 mins.

We do not compete on price, but our fees will always reflect the costs of providing Online Payment Services to you. Please do not hesitate to contact us if you need further details in respect of the fess we charge here at OnlineNaira - info@onlinenaira.com.

Frequently Asked Questions

Q. What if I have a Payment Dispute?
A. If for some reasons, your payment not received by beneficiary please get in touch with us immediately. It may be that you gave us a wrong email address. If you get in touch with us in a timely manner, we may be able to cancel any payments we have made on your behalf and return the money to you.

Updated - 06 November 2017.

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