How It Works

If you are new to OnlineNaira, this is the place to start.

If you need help with using more advanced tools in OnlineNaira , please login and click on TOOLS.

OnlineNaira will send your money to anyone you tell us to send money to irrespective of who it is or where they are located in the world. It is your responsibility to be sure you know the person or company you ask us to send money to as we do not take responsibility for any money you lose should the recipient refuse to honour any agreements you may have with them.

Sign up - You will not be able to do anything within OnlineNaira if you do not sign-up. Please sign up now.

OnlineNaira works with emails and you must ensure you are able to receive emails from us. Our emails may go into Junk/Spam; please look in your junk mail folder at all times.

Deposit - To send payments to other people or merchants, you will need to make a deposit. To fund your account, login and click on DEPOSIT, enter the amount you want to deposit and choose a deposit method. You will be able to make a deposit with Cash, Cards, Mobile Money and Local Agents.

Withdraw - To withdraw from OnlineNaira, login and click on WITHDRAW. Enter the amount you want to withdraw and choose how quickly you want the money. We pay into Bank or Mobile Money.

Send Payments - To send money or pay a bill, click on SEND and choose from the different options to send money.

Using Pay4me - If a merchant is not listed on our website, use this service to send money to them. Login and click on SEND, choose Pay4me, and enter amount to send, tell us how to the merchant wants their money in the space for description.