Our developers are still busy fine-tuning the OnlineNaira Code and this page explains how you can further secure your own login with Google Authentication as a 2nd Factor Code. This new procedure ensures that you have to use your mobile phone to login as an extra layer of security. We have implemented this security measure to increase your confidence in the OnlineNaira Platform. When you choose to use this more secure login option, you can be sure that no one can login into your account behind your back as they now need to have your login details and also be in possession of your mobile phone.

Optional Secure Login
It is important to note that the use of a more secure login is temporarily optional until 30 Sept 2017for now. Among other reasons, a lot of Africans are still using phones that cannot do any downloads and some people may need some time to get used to a more secure environment. To use our secure login, you will need to Activate 2nd Factor Authentication in your Settings. Login, click on Edit Settings on the left-hand menu and enable Activate 2nd Factor Authentication.

Withdrawals
While we have made login with 2nd factor optional, withdrawals from OnlineNaira will now use 2nd Factor authentication. In the next few days, we will also add 2nd factor to the SEND MONEY App so that all monies going out of your account would need 2nd factor authentication. If anyone logs into your account with your Username and Password, OnlineNaira will no longer be responsible if you have not enabled 2nd Factor login.

Download Google Authenticator
The Google authenticator is an App that allows you to generate a code. This code is the extra bit of information you need to login into your OnlineNaira account to make your account more secure. Here is how to do it:

• Download and install the Google Authenticator App
• Press the + sign at the bottom of the App
• Choose Scan a barcode
• Scan the barcode we sent you in email
• Enter the 6-digit number generated into OnlineNaira login page

These are the steps to get the 2nd Factor code.

It is important to note that you only need to download the Google App once and after that, you will always need the 6-digit code from your phone to authorise login on the OnlineNaira website. Now, that is what we call a secure login!

If you need further help, pls have a chat with us online now.

Frequently Asked Questions

Q. What if I don't Have a Smartphone?
A. If you do not have a smartphone, you will not be able to upgrade your login using the Google Authenticator. The secure login requires a download and if your phone does not allow downloads, you should not upgrade. Consider getting a smartphone to make your login more secure. To make your online accounts more secure, you will not have a choice but to get a phone good enough to authorise transactions.

Q. What if I don't have space on My Smartphone?
A. If you don't have enough space in your smartphone, you will not be able to upgrade your login using the Google Authenticator. The secure login requires a download and your smartphone needs to have enough storage space to allow the download. Consider deleting other Apps you may no longer need or get extra storage space to make your login more secure.

Q. Do I need 2nd Factor for Withdrawals?
A. Yes. We have made withdrawals more secure by only allowing withdrawals with 2nd factor authentication. This make the process of withdrawal more csecure and we are sure the account owner initiated the withdrawal.

Q. What if I don't use PC?
A. If you don't normally use a PC, you need to find a desktop or laptop to enable you to scan the barcode we send in email and to activate the Google Authenticator on your smartphone for the first time. Remember, you only need to download once. After the initial setup, you will no longer need the PC to login.