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Opening an OnlineNaira account is free and you could do it from here - Sign up Now.

It means OnlineNaira will not deduct any fees from your money when you send money to another OnlineNaira member. Click here to send money to another OnlineNaira member.

RECEIVE MONEY: 1 % plus NGN 26
We charge 1% plus NGN26 per transaction when you receive money from another OnlineNaira member.


  1. Cash Deposit - 2% plus NGN250 per transaction;
  2. Nigeria Card - 3% plus NGN250 per transaction;
  3. eCurrency - 2% plus NGN250 per transaction;

Everytime you fund your OnlineNaira account either by physically depositing money from a Bank in Nigeria or transferring money into our Bank Account through Online/Telephone Banking, we will charge a fee. Money you deposit into our bank account is credited to your OnlineNaira account within minutes. Click here for more information on PerfectMoney deposits.

Refunds: When you receive a refund from a merchant outside of OnlineNaira, the same is credited to your OnlineNaira account within 24 hours. All refunds are treated as Deposits and will incur our Seller FEE, depending on where the refund is coming from. If the payment for which you received a refund was initially processed by OnlineNaira, it would still be treated as a $ receipt.


Please make a withdrawal from your OnlineNaira account whenever you need to make a payment to an International Merchant including PayPal account holders.

  1. Same Day Cash - 1% plus NGN1,200 per transaction;
  2. Next Day Cash - 1% plus NGN900 per transaction;
  3. Cash in 3 days - 1% plus NGN600 per transaction;
  4. Any International Bank - 1% plus NGN10,000 per transaction;
  5. Africa Cash Pickup - 1% plus NGN3,000 per transaction;
  6. Africa SWIFT - 1% plus NGN8,000 per transaction;
  7. Africa Mobile Wallet - 1% plus NGN500 per transaction;
Send Money Options Cost
PayPal 2% + NGN 250
BankErrand 1% + N2000
Pay4me 2% + NGN 250
PerfectMoney N430 / 370 per dollar
binary.com N430 / 370 per dolar
Neteller N / per dollar
BitCoins 0.000676 BTC per dollar
Solidtrust Pay N430/370 per dollar
Okpay N / per dollar
Payza N430 / 370 per dollar
Skrill N per dollar
Western Union Up to 24 hours - Click here for Additional Trasaction Fees from Western Union.
Extra Notes
Debit Card Fees
Card Setup Fee   N - Get Yours Now.
Monthly Fee   N per month.
  • For same-day withdrawals, please allow 12 hours.
  • All Next day withdrawals are processed up until midnight.
  • When you use our Normal Withdrawal, you will get paid after the 3rd or 4th day.

Page updated - 23 December 2015.

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