The OnlineNaira DEPOSIT facility is probably the one module in the OnlineNaira Payment Gateway that members use the most. It is used to make a deposit to fund your wallet and for every account funding transaction. We accept the following payment methods:

Cash Into Bank

Local ATM, Credit, Debit & International Cards

Mpesa In East Africa

Bank Wire

Mobile Money


Visa QR

Local Agents

Making a Deposits
In order to FUND your wallet or fund some eCurrency accounts with OnlineNaira, you will first need to make a deposit into OnlineNaira by using either cash or card. Click here for the African currencies we accept.

Please login into your OnlineNaira account and click on DEPOSIT. Enter the Amount you want to deposit in Naira, choose a Currency and choose a Deposit Method.

For Option 1 - Our Multi-Channel deposit method will allow you to pay by cash, cards, mobile money including Mpesa and by any International cards. When you submit the form, you will be redirected to the secure card payment interface where you will be able to enter your card details. We charge a deposit fee of 3 % + N250 when you pay with option 1.

For Option 2 - This is only for Cash or Bank Wire Deposits in Nigeria. When you submit the form, you will find bank account details on the following page. We charge a deposit fee of 2% + N250 when you pay by cash.

Option 3 - This option is for Cash deposits for users making a payment from other African Countries excluding North Africa.

Pls NOTE that if you pay into a bank account that is not listed on our website at the time you initiate your deposit, you may lose your money. If in doubt, please ask a member of staff in chat or through email.

All CASH deposits into our bank account must come from a bank account in your name. If you send money to OnlineNaira from a bank account that is not your own, you will not be able to use the money and we would not return the money to you. To get the money, you will need the bank account owner to sign-up and certify to access the money.

Depoit Fee - 2% + NGN 250

The following deposit instruments are available in Nigeria:

  • Cash into Bank
  • Wire Transfer
  • ATM, Credit and Debit Cards
  • USSD

To start a deposit, login and click on DEPOSIT, enter amount you would like to have in your balance, choose deposit method and submit.




List of Payment Options in African Countries:

# Country Currency Cash Cards Mobile Agent

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