DEPOSIT MONEY

The OnlineNaira DEPOSIT MONEY facility is probably the one module in the OnlineNaira Payment Gateway that members use the most. It is used to make a deposit in order to get verified and subsequently for every account funding transaction. We accept the following payment methods:

  1. Cash into bank
  2. Bank Wire/Transfer
  3. Online Banking
  4. ATM Ccards issued in Nigeria
  5. Credit or Debit Cards issued in Nigeria
  6. Any International Card

Making a Deposits
In order to FUND your wallet or fund some eCurrency accounts with OnlineNaira, you will first need to make a deposit into OnlineNaira by using either cash or card.

To deposit with CASH - Please login into your OnlineNaira account and click on DEPOSIT MONEY. Enter the amount you want to deposit in Naira and choose "Cash" as the deposit method. When you submit the form, you will find bank account details on the following page. We charge a cash deposit fee of2% + N250 when you pay by cash.

If you pay into a bank account that i snot listed on our website at the time you initiate your deposit, you may lose your money. If in doubt, please ask a member of staff in chat or through email.

All CASH deposits into our bank account must come from a bank account in your name. If you send money to OnlineNaira from a bank account that is not your own, you will not be able to use the money and we would not return the money to you. To get the money, you will need the bank account owner to signup and certify to access the money.

To deposit with mCASH - Please login into your OnlineNaira account and click on DEPOSIT MONEY. Enter the amount you want to deposit in Naira and choose "Cash" as the deposit method. When you submit the form, you will find the Quick Code information. [MORE]

To deposit with CARD - Please login into your OnlineNaira account and click on DEPOSIT MONEY. Enter the amount you want to deposit in Naira and choose "Nigeria Card" as the deposit method. When you submit the form, you will be redirected to the card payment interface where you would be able to enter your card details. We charge a deposit fee of 3% + N250 when you pay by card.

Depoit Fee - 2% + NGN 250

More about mCASH

As a Payer (Customer or Buyer)

NOTE: Always use the mobile number linked to your BVN for mCASH transactions

HOW IS THIS SERVICE BENEFICIAL?

  1. Additional Instant Payment alternative for Nigerians
  2. Instant Settlement of Merchants (Sellers)
  3. Requires no Internet Access
  4. Works on all mobile phones
  5. USSD service is available on all mobile networks with a wide coverage across Nigeria
  6. 24/7 availability
  7. Renders every participating merchant’s mobile phone as a point of sale device
  8. It is easy and convenient as it limits the volume of cash individuals need to carry around.
  9. It is well suited to micro payments.
  10. Facilitates financial inclusion
  11. Provides necessary information to the beneficiary e.g. Payee’s name and Payment Narration to help with reconciliation.

FAQ

Q - I live in Ghana. Do you have any bank account here by which I can deposit so that you fund my OnlineNaira account?
A - Pls pay into our ecobank account in Ghana with rapid transfer. Login into your OnlineNaira account and click on DEPOSIT MONEY.  Enter the amount to deposit and choose cash as your payment method.  Submit and get the eco bank details on the following page.  Click CONTINUE  to finish.  Go to your local eco bank and pay the amount of naira you initiated and we would see the money instantly.

Q - I initiated a deposit, but it has been canceled. Why?
A - All deposits that remain unpaid are automatically deleted overnight. Please login to initate a new deposit, but be sure to make a payment today.

Q - I am trying to make transfer from my card to OnlineNaira but it is failing, I don’t know why. What could be the possible cause?
A – Interswitch controls what cards get accepted.  Pls use alternatives – cash into bank, online transfer or transfer at the ATM


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