This page is particularly useful for developers and website designers who know what they are doing with HTML, PHP and SQL. If you are not conversant with the code on this page, please draw the attention of your developer to this page to properly integrate the OnlineNaira API into your website. If you would like OnlineNaira to help install this API into your website, please send us an email here.
OnlineNaira provide developers with 2 sets of integration:
Client-side - allows you to manage shopping cart and button integrations; the part that is displayed to the user. The client side is used to send any information from your website to OnlneNaira using simple HTML form.
Server-side or Call back, allows you to receive notifications about processed transactions from OnlineNaira to your website's backend that may help you automate your service deliveries.This part is sent to your website and is in PHP.
PHP API - Client Side.
Below is a description for all fields which you can use. For successful payment process you should use the following parameters:
OnlineNaira Username - this is one parameter that the user cannot change in OnlineNaira. Once set at signup, it remains the same throughout the life of the account. It is unique and it forms the most important identification for members. This parameter must be set for your integration to work.
use "product" if this product is pre-defined
use "donation" if this is a donation
use "subscription" if this product is subscription and repeats
use "payment" if this is a simple payment transaction
Product Description - This could either be the Product Title in a few words or some unique code or some unique identification for the product.
unique transaction identification or some number that uniquely identifies the event - this is optional.
price of product in naira (NGN)
this is currently optional
use "quantity" to define number of products
subscription rebilling period in days
This is an optional local currency setting. Use ISO. OnlineNaira will assume NGN if left blank -
If the currency you need is not lists, please get in touch with us and we would consider adding it.
trial period in days, if any
use this for setup fee, if applicable
tax amount, if applicable
shipping fee, if any
This could be extra product description or notes from the buyer.
This is the url to return the buyer if the payment is unsuccessful.
this is the url to return the buyer after successful payment
This is the url to your website where some payment script or ipn is handled. OnlineNaira will send you an automated email notification after every successful payment, but if you want to have a deeper integration with OnlineNaira, the unotify must be set to a url that will handle call-back parameters.
* these parameters are mandatory.
Notes - All payments in OnlineNaira are in Naira (NGN), but you should display your local currency in your shop while setting the country parameter to the 3 digit ISO code (ISO-4217 ) before parsing to OnlineNaira.
This following callback parameters will be sent to your script. After successful payment process OnlineNaira will forward buyer to your site and some parameters also sent back to your script by the POST method: You can get this parameters by the global POST variable, e.g. $_POST[--VARIABLE-NAME--]...
PHP API - Server Side.
This is the type of transaction and it can only be either product, donation, subscription or payment.
Product Name as received by OnlineNaira from your website
Product id if specified
This is the OnlineNaira Username of the buyer.
This is the total amount paid to your OnlineNaira account.
OnlineNaira's updated exchange rate from NGN to $ usable for this transaction.
OnlineNaira's updated exchange rate from $ to NGN usable for this transaction
This is the quantity of product, if applicable.
This will provide any comments/notes added by the buyer.
system referer URL (https://www.onlinenaira.com)
With OnlineNaira API, you will get paid from buyer's account balance, but buyer would be able to fund their account with cash, bank wire or any cards issued in Nigeria. They would also be able to fund their accounts with eCurrencies such as bitcoins, ethereum, Neteller, PerfectMoney, etc
Here's an example of the api implementation if you are looking to receive deposits on your website.
If you prefer to collect money with OnlineNaira in other currencies, pls be sure to set the country parameter.
Example - To display the Ghanaian Currency, GHS, use the following line
<input type="hidden" name="country" value="ghs">
If you sell in any currency order than the Nigerian Naira (NGN),
you should set the country parameter. The OnlineNaira API has built-in features to allow you to sell in any currency, but you will need to set the country parameter to tell OnlineNaira that you are selling in a currency order than the Naira. If you do not set the country parameter, OnlineNaira will treat all your receipts as if you were selling in Naira (NGN). Alternatively, if you sell in dollars ($), please set your action
Dollar Account Checkout
This is the checkout to use if wish to receive money directly into your OnlineNaira Dollar account. Do not use this checkout if you do not have a $account with us. Open a dollar account now. The following line of code is the only thing that needs to change in your API - <form method=post action="https://www.onlinenaira.com/dollar/process.htm">
We have provided some buttons below for your use, but you should be able to use just any button that matches the design of your wif you are looking to website.
Get eCurrency Rate
We have provided all our eCurrency rates in API so you could automate their use in your applications. The rates are updated every 15mins.
If you would like to update the rates now, click here.
Get User Status
This offers you the status of any OnlineNaira user provided you have a username. This can come in handy for a number of reasons including checking if a user exists on the OnlineNaira system and to know if they are UNVERIFIED, VERIFIED or CERTIFIED. See certification information here to see how best to use this API parameter in your applications. For instance, you may want to offer your service or a premium service level to CERTIFIED OnlineNaira members only.